Business Architecture
Operated by Katrina Cobb LLC
Effective Date: February 15, 2026

BY ACCESSING OR USING BUSINESSARCHITECTURE.CO, YOU AGREE TO THESE TERMS OF SERVICE.

1. OVERVIEW

This website, located at https://businessarchitecture.co (the “Site”), is owned and operated by Katrina Cobb LLC (“Company,” “we,” “us,” or “our”).

These Terms of Service (“Terms”) govern your access to and use of:

• The Site

• Free virtual events

• Webinars

• Masterclasses

• Paid programs

• Mastermind programs

• Digital products

• Coaching services

• Online communities

• Any related services (collectively, the “Services”)
  
  

By accessing or using the Site or Services, you agree to be legally bound by these Terms.

If you do not agree, you must not use this Site or Services.

2. ELIGIBILITY

You must:

• Be at least 18 years old

• Have the legal capacity to enter into binding contracts

• Provide accurate registration information
  
  

You agree not to:

• Impersonate another person

• Provide false information

• Use the Site for unlawful purposes

• Violate any applicable laws
  
  

3. PROGRAM & EVENT PARTICIPATION

A. Free Virtual Events

By registering for or attending a free event (webinar, workshop, training, etc.), you agree:

• You are solely responsible for your participation

• You will conduct yourself professionally

• You will not disrupt, harass, or record other participants

• The Company may remove you at its discretion
  
  

Free events are educational only and do not create a coaching relationship unless explicitly stated.

B. Mastermind & Paid Program Participation

If you enroll in a mastermind or paid program:

• A separate purchase agreement may apply

• You agree to uphold confidentiality of other participants

• You may not share proprietary materials

• You may not record sessions without written permission

• You may not solicit other participants
  
  

The Company reserves the right to remove participants for:

• Disruptive conduct

• Breach of confidentiality

• Intellectual property violations

• Harassment

• Failure to pay
  
  

Removal may occur without refund if terms are violated.

4. NO PROFESSIONAL ADVICE

All content is for educational and informational purposes only.

The Company is not:

• A law firm

• A medical provider

• A licensed financial advisory firm

• A psychological or therapeutic practice
  
  

Nothing on this Site or in our programs constitutes:

• Legal advice

• Financial advice

• Medical advice

• Therapy

• Tax advice
  
  

You are responsible for consulting licensed professionals as needed.

5. NO GUARANTEES; EARNINGS DISCLAIMER

You acknowledge:

• Results vary by individual

• Business outcomes depend on effort, experience, market conditions, and execution

• The Company makes no guarantees of income, revenue, profitability, or business growth
  
  

Testimonials represent individual experiences and are not guarantees.

You assume full responsibility for your decisions and results.

6. PAYMENT TERMS & REFUNDS

By purchasing any program or service, you agree:

• Payment is due at time of enrollment unless otherwise stated

• Payment plans must be honored in full

• You remain responsible for all payments even if you stop participating
  
  

Unless a separate written agreement states otherwise:

All sales are final. No refunds.

Chargebacks or payment disputes made without first contacting support@businessarchitecture.co may result in:

• Immediate termination of access

• Collections action

• Legal enforcement
  
  

7. INTELLECTUAL PROPERTY

All content is owned by Katrina Cobb LLC, including but not limited to:

• Frameworks

• Trainings

• PDFs

• Workbooks

• Videos

• Recordings

• Slides

• Templates

• Methodologies

• Branding

• Logos

• Written content

• Business Architecture™ concepts
  
  

You are granted a limited, non-transferable, non-exclusive license for personal use only.

You may NOT:

• Reproduce

• Share

• Resell

• Teach

• Repurpose

• Reverse engineer

• Record

• Create derivative works

• Use materials commercially
  
  

Violation may result in legal action and damages.

8. RECORDINGS & MEDIA RELEASE

By participating in live events or masterminds:

• You understand sessions may be recorded

• You consent to recording

• You grant Company permission to use anonymized excerpts for promotional purposes
  
  

If you do not wish to appear in recordings, you must keep camera off and not participate verbally.

9. CONFIDENTIALITY

Participants agree:

• Not to disclose confidential discussions

• Not to share other members’ business information

• Not to screenshot or distribute private conversations
  
  

The Company cannot guarantee confidentiality of other participants but expects professionalism and discretion.

10. COMMUNITY STANDARDS

You agree to:

• Maintain respectful communication

• Avoid discrimination, harassment, or abusive language

• Avoid promoting competing offers inside programs

• Avoid poaching clients
  
  

The Company may remove access without refund for violations.

11. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

THE COMPANY SHALL NOT BE LIABLE FOR:

• Direct damages

• Indirect damages

• Consequential damages

• Lost profits

• Business interruption

• Reputational damage

• Data loss
  
  

Total liability shall not exceed the amount paid by you in the prior 3 months.

Some states do not allow certain limitations; liability will be limited to the fullest extent permitted by law.

12. RELEASE OF CLAIMS

You agree to release the Company from any claims related to:

• Business decisions you make

• Financial outcomes

• Participation in programs

• Use of educational materials

• Technical failures beyond our control
  
  

13. THIRD-PARTY LINKS & TOOLS

We may link to or integrate third-party tools. We are not responsible for:

• Their performance

• Their policies

• Their accuracy
  
  

Your use of third-party services is at your own risk.

14. ONLINE COMMERCE

When purchasing through our Site:

• Payment processors may collect information

• You are subject to their terms

• We are not liable for processor errors
  
  

15. INDEMNIFICATION

You agree to indemnify and hold harmless Katrina Cobb LLC from any claims, damages, liabilities, or legal fees arising from:

• Your misuse of the Site

• Breach of these Terms

• Violation of laws

• Infringement of intellectual property
  
  

16. GOVERNING LAW & DISPUTE RESOLUTION

These Terms are governed by the laws of the State of Tennessee.

Before initiating legal action, parties agree to attempt good-faith resolution.

If unresolved, disputes shall be resolved through:

• Binding arbitration

• Conducted in Tennessee

• Under the rules of the American Arbitration Association (AAA)

You waive class action participation.

17. FORCE MAJEURE

We are not liable for delays or failures due to:

• Natural disasters

• Internet outages

• Platform failures

• Government restrictions

• Events beyond our control
  
  

18. ASSIGNMENT

You may not assign your rights under these Terms.

The Company may assign rights or obligations at its discretion.

19. SEVERABILITY

If any provision is deemed unenforceable, the remaining provisions remain in full force.

20. ENTIRE AGREEMENT

These Terms constitute the entire agreement between you and Katrina Cobb LLC regarding use of the Site and Services.

21. CONTACT INFORMATION

Katrina Cobb LLC
1779 Kirby Pkwy #15753
Memphis, TN 38138
United States

Email: support@businessarchitecture.co

DISCLAIMER

All information provided through the Site and Services is educational in nature.

We do not guarantee results.

You acknowledge full responsibility for your own decisions, actions, and outcomes.